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The amount of your cash bonus is based on the balance through day 30. If you close your account before this date, then SunTrust may seek to recoup the bonus cash from your account at closing. Otherwise, the deposit will be deposited into the new checking account within four weeks of verifying all qualification requirements.

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Deposit needed to withdraw – This is a tricky condition that not many brands use. It requires you to make a deposit before you are allowed to withdraw any winnings made from your bonus.